dishonest banking

well, it seems I have lost my wallet. so I cancelled my Korean card. It went pretty well, though Clara (the head teacher) had to talk on the phone in Korean for a while on my behalf, and meanwhile all of the Korean teachers found out and pitied me =(.

but now I'm working on Chase. and for the 3rd time I am confronted by the option of overdraft coverage. Well this is something I've had a very mixed history. I have enjoyed telling people my stories of recovering overdraft charges leveled on me both illegitimately and legitimately, I like to say I have about a .500 record in getting money versus being turned down. So anyways, I have been asked 3 or more times about this option, why have I not made a choice, so that I can stop being asked. oh... here is why...

Have you read the Important Information including legal disclosures about Chase Debit Card Overdraft Coverage service?
Yes, I have.
No, I have not.

Select "Yes" if you want Chase to authorize and pay overdrafts on your everyday debit card transactions. Your everyday debit card purchases may be approved at Chase's discretion, even if you don't have sufficient funds. Note: By choosing “Yes,” your account(s) will reflect your decision effective immediately.

Select "No" if you do not want Chase to authorize and pay overdrafts on your everyday debit card transactions. Your everyday debit card purchases will be declined if you don’t have sufficient funds. Note: By choosing "No," your account(s) will reflect your decision on or before the second business day after this form is accepted by Chase.


this is shit. It's not that hard to figure out. It's also not that hard to write an honest form. Read the legal disclosures. Do you WANT it? Do you NOT? I do NOT want it, but felt myself cringe when that required me to pick NO, I HAVE NOT READ THE LEGAL DISCLOSURES REGARDING THE HANDLING OF MY MONEY

too much ranting, I need some pictures on this mother

or by my mother

shopping for trouble

I used my Tuesday midday break from school-teaching to venture into SaveZone to see what they had.

Well in Korea there is no such thing as "just looking" even if I knew how to say it.
I had read somewhere that if you are the first customer of the day you are expected to set the tone for the day. Well maybe they were still trying to set the tone. Part of the problem is having mini stores all over the mall, selling the same shit, all over-staffed with 2 or so people.

How overwhelming. I will safely assure myself I won't shop there again.

So my second trip of the night was to HomePlus. Well I found most of what I wanted, minus a somewhat lacking selection of shoes and sunglasses. I found, as I often have, shopping tends to really wear me out. I did better in weeks previous when I was too stingy or indecisive to buy anything, but now that I was biting the bullet and getting stuff and remembering how little I know about style and... I don't want to talk about it. I'm glad it's done, and now I get to enjoy new stuff. As I posted on facebook, I don't plan on shopping anymore without the accompaniment and aid of a girlfriend or friendly feminine advice.

Let me get to the point of this post FINALLY...
so arriving at home around 11 (late night shopping is pretty interesting) I was confronted by an outgoing Korean man on the way into my building. He was dressed like he had been hiking, but spoke English like he had been drinking.
He insisted I follow him up the stairs. I was led into a bar on the 2nd floor of my building, one I had looked at before, obviously since I live there. It had lipprints and indicated in Korean that it was a singing club. Well I set myself down in the room that my Korean leader and puzzled attendants took me too. My Korean pal tells me he wants to hear me sing my song. We realize then, that his friend who had been walking with him all along, had turned up his sheepishness and would not enter the room. Well they started talking to each other, I could hear him swearing and our friend trying to talk him down. Then the dude comes in and says that his friend is nervous to sing, and its my fault. So now I'm being escorted out, and the guy is being nice, saying we will see each other again, and that he manages a chicken place. I want to find out what chicken place but can't get it out of him. He's trying to explain to me, you know, some clubs are outside? What is he saying? is this one of those outside places, or is it the opposite?
OK, yea I guess I'll see you later.. or you'll see me (I'm the one who sticks out like a sore thumb).
I think, based on the lip-prints on the signs, that it's some sort of brothel/singing place (when I first typed this I accidentally type brother instead brothel, I am becoming Korean). I want to know more..
Then I enjoyed my milk shake in a sack, and went to bed.